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Description
OVER 60s can secure this property with a HOME FOR LIFE from HOMEWISE Through the Home for Life Plan from Homewise, those AGED 60 OR OVER can purchase a Lifetime Lease and a share of the property value to safeguard for the future. The cost to purchase the Lifetime Lease is always less than the full market value. OVER 60s customers typically save between from 20% To 50%*. Home for Life Plan guide price for OVERS 60s: The Lifetime Lease price for this property is £197,750 based on an average saving of 33%. Market Value Price: £295,000 The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard. The plan allows customers to purchase a share of the property value (UP TO 50%) to safeguard for the future. For an indication of what you could save, please use our CALCULATOR on the HOMEWISE website. Please CALL for more information or a PERSONALISED QUOTE. Please note: Homewise DO NOT own this property and it is not exclusively for sale for the over-60s. It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease. If you are not OVER 60 or would like to purchase the property at the full market value of £295,000, please contact the estate agent Bradleys. PROPERTY DESCRIPTION Flat 2, Porthminster Terrace is a beautifully refurbished 2-bedroom, 2-bathroom apartment located on one of St Ives' most desirable terraces. This property offers stunning sea views from both the living area and the main bedroom. The apartment has been meticulously upgraded to a high standard by the current owners. Its prime location provides easy access to the town. . At the front of the property, there is a parking area that leads to a communal hallway. Inside, the entrance hallway maintains some original features and includes a staircase to the first floor. In Flat 2, the hallway, with its wood flooring, provides access to the lounge/kitchen/diner, a twin bedroom, and steps down to the main bedroom and family bathroom. The living area features a spacious bay window with plantation shutters. The kitchen is modern, with all the necessary appliances. The twin bedroom overlooks the rear of the property and has a comfortable carpet. The family bathroom is tastefully designed, with a roll-top bath, a large shower, and a window that lets in plenty of natural light. The main bedroom stands out, with French doors opening to a Juliet balcony that offers beautiful views of St Ives harbour and St Nicholas Chapel. The room also has a Velux window, exposed beams, and loft storage. Directions: Whatthreewords///pickles.replayed.uttering Tenure: Leasehold 961 years remaining. Services: Mains electric,gas,water & drainage. Council Tax: Currently on small business rates. Flood Risk: Very Low. Broadband: Standard & Ultrafast available, superfast unavailable. Mobile Coverage: EE & 02 Limited Voice and Data. THREE & Vodafone Voive Limited, Data None. Mining: Metalliferous mine search required. Ground rent: £15,00 PA Maintenance charge: £660,000 PA The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose. Suitable as a retirement home.
Find out MoreProperty Details
- Property ID: 151902647
- Added On: 2025-02-12
- Deal Type: For Sale
- Property Price: £197,750
- Bedrooms: 2
- Bathrooms: 1.00
Amenities
- ONLY OVER 60s are eligible for the Home for Life from Homewise (incorporating a Lifetime Lease)
- 2 Bedrooms
- SAVINGS against the full price of this property typically range from 20% to 50% for a Lifetime Lease
- 2 Bathrooms
- Actual price paid depends on individuals’ age and personal circumstances (and property criteria)
- Allocated Parking Space
- Plan allows customers to purchase a % share of the property value (UP TO 50%) to safeguard for the future
- Successful Holiday Let
- CALL for a PERSONALISED QUOTE or use the CALCULATOR on the HOMEWISE website for an indicative saving
- The full listed price of this property is £295,000
