Description

Tucked away near the stunning Cornish coast, 14 Higher Moor is a 2 bedroom semi-detached house available from £102,825 for a 45% share. This property is situated in a cul-de-sac within a small rural settlement on the Lizard Peninsula. The village of Ruan Minor offers a school and a shop, and the coastal tourist destination of Cadgwith is nearby. The home features an Air Source Heat Pump system, front and rear gardens, and off-road parking. It falls within council tax band 'A' and has 90 years remaining on the lease. Due to its location in a Designated Protected Area, staircasing is limited to 80%. If you own 80% or more of the property and decide to sell, Coastline (or a nominated Housing Association) must buy it back at the current market value, as determined by an independent RICS qualified surveyor. This ensures the home remains affordable, given the limited scope for building new affordable homes in Ruan Minor. For more details on the Designated Protected Area, refer to page 8 of Coastline's Frequently Asked Questions guide. Asking Price- £102,825 - Price And Costs - 100% Value: £228,500 Advertised Price (45% Share): £102,825 Rent PCM: £264.98 Service Charge: £19.88 Buildings Insurance: £13.62 Eligibility - To meet the local connection criteria for this property, you will need to meet one of the following: a) Lived in the County of Cornwall for a continuous period of at least 3 years immediately prior to advertising b) Formerly lived within either the County of Cornwall for a continuous period of 5 years. c) Your place of work (16 hours or more a week and not including seasonal employment) has been within the County of Cornwall for a period of at least 3 years immediately prior to advertising d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of either the County of Cornwall and has been so for a continuous period of at least 5 years immediately prior to advertising. *The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012. Accommodation - Ground floor: Entrance porch (1.7 m x 1.6 m), kitchen/dining area/living room (7.55 m x 3.47 m), cloakroom (2 m x 1.2 m). First floor: Landing, bathroom/WC (2.12 m x 2.16 m), bedroom one (4.6 m max x 2.85 m), bedroom two (4.7 m x 2.3 m). Outside: The property includes a small front garden, an enclosed rear garden with a storage shed, and parking immediately to the right of the building. The total gross floor area is approximately 80 m², and the total site area is approximately 145 m². Tenure- Leasehold - Lease Information - Lease Length: 90 years remaining All Enquiries - All enquiries received by The Mather Partnership will be forwarded onto Coastline Housing's Shared Ownership department to be dealt with. We will forward all of your details that you provide to us. Alternatively, please contact Coastline direct see photograph labelled "contact info". Council Tax Band- A - Anti Money Laundering Regulations – Purchasers - It is a legal requirement that we receive verified ID from all buyers before a sale can be instructed. We will inform you of the process once your offer has been accepted. Proof Of Finances - Before agreeing a sale, we will require proof of your financial ability to purchase. We will inform you of what we require prior to agreeing a sale. Broadband & Mobile Phone Coverage - To check the broadband coverage for this property please visit check mobile phone coverage please visit